Where to Get the Best Santa Clara Mortgage Rates on an ARM

If you are considering buying a house, but conventional fixed rate mortgages don’t impress you, look into an adjustable rate mortgage instead. ARMs function differently than fixed mortgages, and presently, you could locate an exceptionally low interest rate on one.

We’ve showcased the very best Santa Clara mortgage rates available for adjustable rate mortgages in the area. Learn where you can get your hands on a great rate in your city.

Best Santa Clara, CA ARM Rates

Whether you opt for a conventional financial institution, a credit union or are thinking about financing online, there are a multitude of options available:

Best Santa Clara Mortgage Rates: 3/1 ARM

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Technology Credit Union: 2.38%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period


• Provident Credit Union: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Citizens Equity First Credit Union: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Santa Clara: 5/1 ARM

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• JPMorgan Chase Bank, National Association: 2.63%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period


• US Bank National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• Technology Credit Union: 2.88%
• • No Orig. Fees
  • Points: 0.5
  • Caps: 2% per Adjustment Period

Be sure you confirm these interest rates with the lender before applying. These rates are accurate as of 10/15/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Santa Clara mortgage rate.